Ramstar Appraisal is your FHA certified appraisal company

Ramstar Appraisal is California state certified and on the FHA Roster of approved residential appraisers.  If you have an FHA-insured mortgage, be sure to get with Ramstar Appraisal, as we are approved and qualified to perform FHA appraisals. A portion of the periodic training our staff at Ramstar Appraisal completes deals precisely with understanding the FHA's documentation and their rules and procedures.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

If your home loan is FHA approved, that means that it has been secured by the FHA, which is part of the United States Department of Housing and Urban Development (HUD). The lending organization takes care of all the money in the loan - the FHA simply insures the loan with mortgage insurance in case the borrower does not pay off his or her loan. The FHA and their loan programs are formed to aid low-to-moderate income buyers by easing credit qualifications. Remember that the lending agency working with the the Federal Housing Administration is authorized to select their appraisers, different from VA appraisal panel.

Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the FHA offers are invaluable to purchasers with less starting capital.